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First time buyers

Taking your first step onto the property ladder is an exciting prospect for first time buyers, but knowing where to start and what it all means can be overwhelming at times.

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I am here to guide you through the process from start to finish and explain it all in simple terms and make it as straightforward as possible for you.

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I will give you advice on the property purchase process, speak to the estate agents, help you with negotiating and email them the agreement in principle to confirm you are eligible for a mortgage. If you need an agreement in principle urgently, I can do this on the same day for you.

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I understand that you may view properties outside of normal office hours and need to contact me for assistance, and so I make myself available whenever you need me.

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I aim to complete your purchase as quickly and smoothly as possible. I will look after you through the entire process and explain the next steps along the way so that you understand what is happening at each stage. I will keep in contact with you, the solicitors and the estate agents to make sure the sale progresses as quickly as possible.

I am also happy to help you complete your solicitor’s paperwork certify your identification and proof of address.  If you do not have a solicitor, I can recommend one for you.

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I work with local new build developers and am very experienced with the Help to Buy scheme for first time purchases. I can help you by completing the Help to Buy application and keeping the developers and sales agents updated at every stage so that you can exchange within the 28 day timeframe.

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There are several schemes available to first time buyers to help you buy their first home. I can discuss these different options with you:-

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  • Help to Buy or Lifetime ISA

  • Help to Buy Equity Loan

  • Shared Ownership Scheme

  • 5% Deposit Mortgage

  • Gifted Deposit

  • Family Mortgage

 

Please get in touch with me if you would like to discuss your options or have any questions about mortgages and I will be more than happy to help.

"Worthy of recommendation"

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Simplicity Mortgages by Holly Vickers provides expert mortgage, protection and insurance advice. Simplicity Mortgages by Holly Vickers is not a business in it's own right, it is a trading name of Lee Newton Financial Services which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. 

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The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.

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Approved the The Openwork Partnership on 21/05/2024.

Lee Newton Financial Services

Wealth Management House

62 Barbourne Road, Worcester

WR1 1JA
 

01905 731192

Simplicity Mortgages by Holly Vickers

Riverview

254 Hylton Road, Worcester

WR2 5LA
 

07889 920753

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Contact 

Holly Vickers

Mortgage and Protection Advisor

07889 920753

holly@simplicitymortgages.com

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